12-Months Same-As-Cash Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR, effective as of October 2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement.
Traditional Installment Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 24.49% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. Minimum monthly payments vary between $11.37 and $94.80 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
Find the Right Home Improvement Financing Through Yancey Company
When it comes to deciding which home improvement projects are a priority for your family, Yancey Company knows how important it is to feel that you have options to choose from.
That’s why Yancey Company ensures that homeowners can make their home improvement dreams come true by offering them a choice of financing options.
The good news is that homeowners no longer have to have cash up front available in order to get started on important home improvement projects. Home improvement financing enables homeowners to spread out the cost of improving the appearance and functionality of their homes over time, helping to make even the most complex home improvement project affordable.
Some financing options have significant tax benefits and don’t require a high FICO score to qualify. Choose from among four highly rated home improvement financing options offered from Yancey Company
Four Main Choices of Home Improvement Financing
California First – Energy Efficiency Financing
California First is the financing option that’s best if your home improvement project involves energy efficiency, water saving improvements or is meant to enhance your house with renewable energy. Quick 10 minute finance approval with very little paperwork to complete.
- Energy Efficiency Financing
- HVAC
- Window Replacements
- Insulation
- PACE -Property Assessed Clean Energy program
- No Banks
- No FICO requirements
- Up to 25 Year payback
- Check program website for complete details
This option provides 100% funding upfront with no out-of-pocket costs, with repayment terms ranging between 5 and 25 years. Homeowners are also welcome to borrow as much as 15% of their property’s value.
Umpqua Bank Renovation and Construction Loans
Another great financing option from Yancey Company is home renovation loans underwritten by UMPQUA Bank for any type of significant remodeling project up to $3 million dollars.
- From Financing a New Construction Home to Renovations
- Repairs and Improvements
- No Third-Party Disbursements
This financing plan needs just one simple application in order to finance everything from simple repairs and energy improvements to renovations covering complex repairs and renovations.
GreenSky Credit
GreenSky Credit has one of the highest approval rates in the industry! Get fast access to funding for any size project…up to $55,000! All with no paperwork.
- Apply by phone, mobile app or web
- Unsecured loans
- No Payments – No Interest options
- Plus, more traditional unsecured loans
Get your home improvement project started quickly!
A Complete Solution for Financing Your Home Improvements
Talk to one of our home improvements consultants. We’ll explain all the options available to convert your home into the dream home you are looking for!
Yancey Company • 8250 Alpine Ave • Sacramento, CA
Phone: (916) 441-1616 • Email: info@yanceyco.net
CSLB# 165793